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Get your MCA's (Merchant Cash Advances) 
REFINANCED
with a loan from the SBA.

As of December 10th 2024, the SBA's Procedural Notice 5000-862692 opens the doors to  refinancing MCA's, Factoring and High Interest Loans.

1 

Owners need credit scores 640+

Business Owners with a 20% or more ownership will need to have a FICO score of 640+ to qualify for this program. Need help with credit? Ask about our partners program for credit restoration.

2

Business needs a few financial documents...

(2) years of filed tax returns, a year-to-date profit and loss statement, a year-to-date balance sheet, and a debt schedule (list), will be needed for an initial evaluation.

Have questions?
Don't want to wait? 
Call us: 239-234-2727

Do you want to refinance your MCA's?

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FULL DISCLOSURE: While Merchant Cash Advances (MCA's) have a bad reputation, they can be an excellent financial "tool" when used correctly. 239 Loans offers refinancing options for business owners with high daily or weekly payment MCA's (also known as Revenue-Based Financing), but we ALSO refinance other types of business loans (including other SBA's!).

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