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SWFLs Trusted Source
for Business Capital
(239)-234-2727
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By clicking the link above you will be sent to our online application. There is no credit inquiry done until. (3) months of business bank statements are emailed to us. Once bank statements and application have been evaluated and the applying business has been pre-qualified, a soft credit inquiry will be performed by our funding partners. By applying you are providing express permission to contact you. We are not a direct loan provider. 239 Loans owner has brokered business capital since 2014.
One Application,
Multiple Options.
Say goodbye to the "I'm a direct lender" cheesy lines...
And, the multiple phone calls from unknown companies about "you needing capital", because applying on many of those lending platform sites (like lending tree and others that sell your information) can leave you exposed to both corporate companies and shady players.
At 239 Loans, located in SWFL, we offer a variety of funding solutions tailored to meet the unique needs of businesses in Florida. We partner with banks and capital providers across the country to provide the best capital for YOUR scenario. By choosing to work with 239 Loans, you gain a partner who is truly dedicated to helping your business thrive. We do it because we have always been business owners!
Dont hesitate to call, text or email us with any questions, or your scenario!
3 Popular Forms of Business Capital
At 239 Loans, we advise business owners on 3 main types of working capital:
Revenue-Based Funding
If you need quick capital, there is no better product than a revenue-based funding deal. With only a few bank statements, your business can access capital in as fast as same day. From $10,000 to $20,000,000. Terms up to 36 months. Rates as low as 1.10.
SBA & CDFI Loans / LOCs
When you are looking for the lowest cost of capital + longest terms available, then an SBA or CDFI loan is your best option. From $10k to $5MM. Start-ups including pre-revenue accepted. ITIN accepted (for CDFI, No SBA)
Business Line of Credit
A business line of credit is a great tool for businesses who need flexibility as they grow. Access up to $350k with only 3 months of bank statements. Funded in 1-2 weeks. Monthly payments available. Multiple lenders available.
Nationwide Capital, for Florida Businesses
At 239 Loans, we specialize in helping businesses access fast & flexible funding. Whether you're ultra local to Fort Myers, Cape Coral, Lehigh Acres, Naples, or anywhere near or further out, our team understands the Florida market and delivers custom funding solutions that work for your specific use of funds. One size does not fit all.
Who We Help in SWFL
We’ve proudly served local business owners across industries:
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A restaurant owner in Fort Myers needing funds to renovate
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A landscaper in Lehigh Acres bridging slow seasons
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A short-term rental host on Sanibel Island
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A roofing company in Cape Coral expanding their crew
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A boutique retailer in Naples stocking up before the season
Our Coverage Area
We serve all of Florida, with a focus on SWFL, including:
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Fort Myers
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Cape Coral
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Lehigh Acres
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Estero
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Naples
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Bonita Springs
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Sanibel Island
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North Fort Myers
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Punta Gorda
Testimonials
Here are some real life words by some of our clients.
Feel free to check them out on Google!
239 Loans is a 5 star rated company since March of 2020.