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SWFL's Trusted Source
for Business Capital

By clicking the link above you will be sent to our online application. There is no credit inquiry done until. (3) months of business bank statements are emailed to us. Once bank statements and application have been evaluated and the applying business has been pre-qualified, a soft credit inquiry will be performed by our funding partners. By applying you are providing express permission to contact you. We are not a direct loan provider. 239 Loans owner has brokered business capital since 2014.

One Application, 
Multiple Options.

(239)-234-2727

239 Loans, operating in SWFL since March of 2020, has offered business owners access to a variety of funding with capital tailored to meet their unique needs, no matter the stage of growth that they're in. We partner with vetted capital providers across the country who provide responsible capital that is good for your business. Not the kind that will sink your hard earned legacy.

By choosing to work with 239 Loans, you gain a partner who is dedicated to helping your business thrive by putting your business first.

Want to know what we can do for your business? Call, text or email us with your plans!

3 Popular Forms of Business Capital

At 239 Loans, we advise business owners on 3 main types of working capital:

Revenue-Based Funding

If you need quick capital, there is no better product than a revenue-based funding (MCA). With a few bank statements, your business can access capital same business day. Flexible Terms. Rates as low as 1% monthly.

SBA & CDFI Loans / LOCs

Local Community Based Capital, National Line of Credit providers and SBA lenders are your best option for low rates, long terms and 0 pre-payment penalties. ITIN's accepted (for CDFI & LOC, Not SBA). 

Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is a great tool for business owners who have equity in their real estate. Access up to 80% LTV with a few documents and bank connection.  Can be funded in 1 week. Monthly Payments up to 30 year terms.

Capital Specific for Florida Business

At 239 Loans, we specialize in helping businesses access fast & flexible funding. Whether you're ultra local to Fort Myers, Cape Coral, Lehigh Acres, Naples, or anywhere near or further out, our team understands the Florida market and delivers custom funding solutions that work for your specific use of funds. One size does not fit all. We provide multiple programs.

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Frequently asked questions

©2026 by Presto Prestamo, LLC dba 239 Loans.

Presto Prestamo, LLC does not directly provide business capital. All information collected on this site is provided with the intentional purposes of of applying for business capital. You provide express authorization to be contacted by a 239 Loans representative by provided contact details. No information is sold to 3rd parties.

Please feel free to check our Privacy Policy and Terms and Conditions for more information.

13550 Reflections Parkway #504 Fort Myers, FL 33907

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