
239Loans.com: Your Partner for Business Loans & Working Capital in SWFL
Reliable Financing Solutions for Local Businesses
When you click the link above, you'll be directed to our secure online application. No credit inquiry will be performed until three months of your business bank statements are submitted. After we evaluate your application and bank statements, a soft credit inquiry will be conducted by our lending partners. By submitting your application, you consent to be contacted. Please note, we act as a broker for business funding, not a direct lender.
One Application, Multiple Funding Solutions
(239)-234-2727
Operating in SWFL since 2020, 239 Loans has been dedicated to providing business owners with access to a wide range of capital options designed to meet the distinct requirements of their businesses. Our partnerships with reputable funding sources ensure that you receive responsible financial solutions that support your business legacy.
By choosing 239 Loans, you engage with a committed partner focused on fostering your business's success by prioritizing your financial needs.
Curious about how we can assist you? Reach out to us via call, text, or email with your business plans!
Key Types of Business Funding
At 239 Loans, we specialize in advising on three primary types of business capital:

Revenue-Based Financing
For quick access to capital, revenue-based financing (MCA) is an excellent choice. With minimal paperwork, you can secure funding on the same business day. Our flexible terms include rates starting at just 1% monthly.

SBA Loans &
Lines of Credit
Local community lending and national providers for lines of credit, along with SBA loans, offer competitive rates, extended terms, and no pre-payment penalties. ITIN applications are accepted for CDFI and LOC options, although not for SBA loans.

Home Equity
Line of Credit (HELOC)
A HELOC can be beneficial for business owners with real estate equity, allowing access to up to 80% LTV with just a few documents and a bank connection. These loans can be funded in as little as one week, with repayment terms extending up to 30 years.
Tailored Capital Solutions for Florida Businesses
At 239 Loans, we understand the unique financial landscape in Florida, providing fast and flexible funding options. Whether your business is located in Fort Myers, Cape Coral, Lehigh Acres, Naples, or beyond, we deliver customized funding solutions that cater to your specific needs. We believe that a one-size-fits-all approach doesn't work in business finance.
Client Testimonials
Here’s what some of our satisfied clients have to say about their experience with us.
Feel free to read more reviews on Google!
239 Loans has maintained a 5-star rating since our inception.
