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Business Loans, CDFI & Business-Purpose HELOCs in Southwest Florida

Fort Myers Business Loans & Business-Purpose HELOC Options

By clicking the links above and completing an application, you are giving 239Loans.com and its parent company - Presto Prestamo, LLC express permission to contact you by phone, email or written manner in regards to this one application. We never sell your information to third parties and we never shotgun your information to multiple sources. To opt out at any time - contact us by email to: steven@239Loans.com. 

One Request. A Curated Business Funding Review.

Call 239-234-2727

Operating in SWFL since 2020, 239 Loans has been dedicated to providing business owners with access to a wide range of capital options designed to meet the distinct requirements of their businesses. Our partnerships with reputable funding sources ensure that you receive responsible financial solutions that support your business legacy.


By choosing 239 Loans, you engage with a committed partner focused on fostering your business's success by prioritizing YOUR financial needs.


Curious about how we can assist with capital? Reach out to us via call, text, or email with your business plans!

Key Types of Business Funding

At 239 Loans, we specialize in advising on three primary types of business capital:

Revenue-Based Financing

Revenue-based financing may provide working capital based on business revenue in as short as 1 day. Some products purchase future receivables rather than use a traditional amortizing loan. Compare total repayment, payment frequency and cash-flow impact; a factor rate is not an APR.

SBA Loans &
Lines of Credit

SBA loans are made by participating lenders under program rules. CDFI and community lenders set their own mission, service area and eligibility criteria. Business lines of credit have provider-specific draw, payment, fee and renewal terms. Required: US Citizenship & Profitable Business

Express Business-Purpose Home Equity
Line of Credit (HELOC)

An express business-purpose HELOC may let an eligible owner use property equity for an approved business need in less than 7 days. Property, equity, lien position, income, credit and state availability affect eligibility. The home secures the debt and may be at risk after default.

Local Business Funding in Southwest Florida


239 Loans is based in Fort Myers and assists business owners all across Florida with a focus in Fort Myers, Cape Coral, Lehigh Acres, Naples and all across SWFL.

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We collect, organize and review your documents before they get to the bank to identify and match you to your perfect financial partner.

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Providing assistance in both English and Español.

Frequently asked questions

© 2026 Presto Prestamo, LLC d/b/a 239 Loans. All rights reserved. Presto Prestamo, LLC d/b/a 239 Loans is a business-funding broker and is not a direct lender. Products are offered by third-party providers and are subject to provider approval, documentation, state availability and final terms. Submitting information does not guarantee approval or funding. Application information may be shared with selected providers and service partners as needed to evaluate or process a request. We handle personal information as described in our Privacy Policy. Privacy Policy and Terms: https://www.239loans.com/privacypolicytc 13550 Reflections Parkway #504, Fort Myers, FL 33907

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