
SWFL's Trusted Source
for Business Capital
By clicking the link above you will be sent to our online application. There is no credit inquiry done until. (3) months of business bank statements are emailed to us. Once bank statements and application have been evaluated and the applying business has been pre-qualified, a soft credit inquiry will be performed by our funding partners. By applying you are providing express permission to contact you. We are not a direct loan provider. 239 Loans owner has brokered business capital since 2014.
One Application,
Multiple Options.
(239)-234-2727
239 Loans, operating in SWFL since March of 2020, has offered business owners access to a variety of funding with capital tailored to meet their unique needs, no matter the stage of growth that they're in. We partner with vetted capital providers across the country who provide responsible capital that is good for your business. Not the kind that will sink your hard earned legacy.
By choosing to work with 239 Loans, you gain a partner who is dedicated to helping your business thrive by putting your business first.
Want to know what we can do for your business? Call, text or email us with your plans!
3 Popular Forms of Business Capital
At 239 Loans, we advise business owners on 3 main types of working capital:

Revenue-Based Funding
If you need quick capital, there is no better product than a revenue-based funding (MCA). With a few bank statements, your business can access capital same business day. Flexible Terms. Rates as low as 1% monthly.

SBA & CDFI Loans / LOCs
Local Community Based Capital, National Line of Credit providers and SBA lenders are your best option for low rates, long terms and 0 pre-payment penalties. ITIN's accepted (for CDFI & LOC, Not SBA).

Home Equity Line of Credit (HELOC)
A home equity line of credit (HELOC) is a great tool for business owners who have equity in their real estate. Access up to 80% LTV with a few documents and bank connection. Can be funded in 1 week. Monthly Payments up to 30 year terms.
Capital Specific for Florida Business
At 239 Loans, we specialize in helping businesses access fast & flexible funding. Whether you're ultra local to Fort Myers, Cape Coral, Lehigh Acres, Naples, or anywhere near or further out, our team understands the Florida market and delivers custom funding solutions that work for your specific use of funds. One size does not fit all. We provide multiple programs.
Testimonials
Here are some real life words by some of our clients.
Feel free to check them out on Google!
239 Loans is a 5 star rated company since March of 2020.
