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Your Trusted Source for Business Capital
(239)-234-2727
Ready to Apply?
If you're looking for the fastest and easiest funding available (1-2 days), we offer
Revenue-Based Funding (bank statements only). And if you are looking for the
lowest cost and longest term loans, then SBA funding is your best bet (2-4 weeks)!
By clicking the link above you will be sent to our online application. There is no credit inquiry done until. (3) months of business bank statements are emailed to us. Once bank statements and application have been evaluated and the applying business has been pre-qualified, a soft credit inquiry will be performed by our funding partners. By applying you are providing express permission to contact you. We are not a direct loan provider. 239 Loans owner has brokered business capital since 2014.
Welcome to 239Loans.com, your trusted source for business loans, lines of credit and all forms of commercial financing for businesses of ALL sizes. We fund businesses in SWFL including Fort Myers, Naples, Cape Coral, Bonita Springs and yes, nationwide. If you are looking to expand, improve cash flow, invest in a new opportunity or handle an emergency quickly, 239 Loans offers different financial solutions that can meet your needs. Contact us today to learn more!
The 3 Types of Business Capital
At 239 Loans, we focus on 3 main types of working capital for business owners:
Revenue-Based Funding
If you need cash quickly, you can access revenue-based financing options with 6 months of business bank statements. Funding up to $3MM, in 1 to 5 days. Minimum FICO of 550 + revenue deposits over $10k monthly required to apply.
SBA Working Capital Loans
If you are looking for the lowest cost of capital + longest terms available, then SBA loans are a great option. Up to $5MM. Great for businesses with 2+ years in business and owners with 650+ FICO scores. Funding time is from 2-6 weeks.
Business Line of Credit
A business line of credit is a great tool for businesses who need flexibility as they grow. Access up to $250k with 6 months of bank statements. Minimum FICO of 660 + $30k monthly revenue deposits required to apply.
Local Business Lending You Can Count On
At 239 Loans, we specialize in helping Southwest Florida businesses access fast, flexible funding. Whether you're located in Fort Myers, Cape Coral, Lehigh Acres, Naples, or anywhere in between, our team understands the local market and delivers funding solutions that work.
Who We Help in SWFL
We’ve proudly served local business owners across industries:
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A restaurant owner in Fort Myers needing funds to renovate
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A landscaper in Lehigh Acres bridging slow seasons
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A short-term rental host on Sanibel Island
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A roofing company in Cape Coral expanding their crew
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A boutique retailer in Naples stocking up before the season
Our Coverage Area
We serve all of Southwest Florida, including:
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Fort Myers
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Cape Coral
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Lehigh Acres
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Estero
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Naples
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Bonita Springs
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Sanibel Island
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North Fort Myers
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Punta Gorda
Whether your zip code starts with 339 or you operate out of a coastal strip, we can help.
Testimonials
Here are some real life words by some of our clients.
Feel free to check them out on Google!
239 Loans is a 5 star rated company.